Hi everyone.

I'm sure this has probably been covered before, but I can't seem to find it.

I've decided that I'm tired of having dunlop disease- (my belly has done lopped over my belt).

I'm trying to stop my midnight snacking and eating a meal past 10pm. That is the first step.

as I see it the next step is finding a way to get rid of the fat that currently occupies my midsection. I dont have a gym membership, or an exercise machine. do I need to get rid of the fat somehow before I start a real exercise regimine? Or will the exercising get rid of the fat or will it just build (tone?) muscle under the existing fat?

anyone have any suggestions?

Some good exercises that will help rid the love handles?

Will aroebic exercise also be of any help? Walking around the neighborhood and things like that?

I just dont know where to start.

I'm not fat, but could stand to lose 10 -20 lbs that are just "hjanging" around.

Thanks everyone.