But I'm not sure if it's advice I need or a good swift kick in the ass.

This is about a Diet/exercise plan to lose the 20+ lbs that are hanging over my belt but below my chest. IT'S gotta GO!!!

First, I've never been good at keeping on an exercise plan, 2nd I hate doing sit-ups and things like that. I hated it when we had to do it in high school and hated it still when I was in the Navy. Back then it wasn't THAT much of a problem.......

Now that I'm no longer 28, I look terrible.

First what kind of diet should I try and get on.........and 2ndly when I do my situps, crunches whatever........do I need to have the weight off first before doing them.

Won't doing the exercise part of situp's and crunches just build up the muscle under the fat??

I just don't know. Does anyone have any ideas, suggestions? Is anyone else attempting to fight with this problem as well?

Thanks, I appreciate it.