June 21, 2002 (I'm waiting for the damn three years to be up so I can get lower rates soon.)

When was the last time you turned someone down (for anything)?

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"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don't, and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, then let it, and if you have to wait for what you really want, take the time because nobody said that life would be easy. They just promised it would be worth it." ~ Unknown author