you know its funny you should ask that question...

i grew up in a very sheltered home and never ever masturbated. There was always that whole mental thing (it was nasty etc) that had me really afraid of my own body. It wasnt until I met my current bf (i was 19) that i started experimenting with my body and i didnt "touch myself down there" until i was 21. I really think that this is common for a lot of women, espeially those who grow up in strict homes, to think that there is something totally "wrong" about pleasuring yourself. Of course now its all i do....lol...but thats besidee the point.Hope this gives you a little insight