Big Purchases???

[fzzy]

OK, I planned for it, cause I knew it would be a good chunk of change .... last week I had the eye appointment and ordered the glasses, including custom clip-on for sunglasses effect ... LOL .... anyway ...

What's the last (or next) big ticket purchase you made/will make??? Just so all of us can spend a bit of time day-dreaming about all the lovely possibilities. :)

[Sharni]

Optometrist appointment and Frameless rim glasses

Approx AU$800-900

[Gilly]

dental visits. Blah. Good lord, this is all adding up quickly.

[skyler_m]

Not really a huge purchase (in the global scheme of things), but the wife and I are thinking of purchasing the Skybox (http://www.homedepot.com/cmc_upload/HDUS/EN_US/pc/common/0401sfaplg_skybox.jpg) personal drink dispenser...

[Gilly]

oo, that looks nifty. :)

[Lilith]

2 cars at one time...lol yes we are fucking nuts.

[denny]

A new 'puter. My home pc is so screwed up, I can't access pixies. The content adviser is 'disabled' but still preventing me from getting in here. Bummer! Other url's too.

[MilkToast]

right now I am trying to get enough banked for that dreaded down payment and closing costs :)... ayup... a house should be the next big purchase (though you really do not get to own it until 20 to 30 years later)

[BlondeCurlGirl]

The last big ticket item was a 'puter (but I'm already getting the rebate checks back!) and now I have two bridesmaid dresses to buy for fall weddings! :p

[naughtyangel]

I'm almost done paying on a new lense for my camera, and after that, we'll start saving for my digital SLR (next Christmas gift) :D

[Gilly]

ok, recent past big purchases- new bunk beds, new toddler bed, new cpu and laptop, hmm... I know there were a few other things, but that's a big chunk.

[cbass1976]

thinking of a new truck

[PantyFanatic]

making serious component list for next computer next month

[Irish]

Our above-ground pool & refrigerator just "shit the bed"!The newer pools are taller then the old ones,so I'm having a "step"
built on my deck,so that people don't step on the edge.I'm having
our front garage door,replaced with an automatic one,for my wife.
I'm having a shorter front door,installed,on the other side,of the
front,for my mower/plow & snowblower.I'm also having the side
door & doorjamb replaced.New tires for my car,etc.

Pool-$4000+,two truckloads of water-$400,Step for deck-$?,
Garage-$?,Tires & balancing-$?=$4400+$?My car transmisson,is
also leaking.I'd fix it myself,if it was manual transmisson.It's auto
+4WD,& I know nothing about automatic trans!
This is retirement?I have to check everything myself,anyway!
Irish
P.S.We also just bought a new 4?" TV+DVD+VCR.

[BIGbad]

My house! $151,000!

That is big for me!

[fzzy]

All very interesting .... I'm saving towards the downpayment on a home/condo ... if the prices ever come back to someplace reasonable that is .... so I don't buy much of anything these days, but had to get the glasses ... it's amazing the things I can see clearly now!!! :)

[Irish]

fzzy---Suggestion---When you are interested in buying,a home,
make sure that you figure ALL of your mortgage options.As I said
(in another thread),my wife saved us 10s of thousands of $,by
going with a 5yr shorter mortgage.For years,she has worked,as a
bookkeeper/accountant,so she took the time & effort,to figure them,all out. Irish
P.S.You would be suprised at how much of your payment is interest!

[LixyChick]

I know the feeling of new lenses fzzy! Congrats hun! *singing* I can see clearly now....blah, blah, blah, blah...*giggle*

We'll be getting hubby a new truck come February or March! *counting* 1+1=not enough yet!!!!!!

[LixyChick]

Oh...and BTW fzzy...Experts suggest that interests rates will never be lower and that this is the ultimate time to purchase a home! I highly doubt that prices will come down too much, if at all...but interest rates will surely go up as there is not too much more down that they can go now-a-days!

Good luck hun! Look into Fanny Mae or FHA or VA (if you are a vet)!

[nikki1979]

we just spent $1800 on plan tickets to the states and $1500 on my iBook, the next expense will be my christmas pressie i spose, i told him i want him and i to go to a play in london and maybe stay the night ;) so thatll be a chunck of change tho not near what we just spent

nikki

[darogle]

I just got a new laptop. I just couldn't resist! It's soooo nice, much faster than my old one. Lot's of photo editing stuff to play around with too! :p

[IAKaraokeGirl]

Kleclere and I have been looking at houses. The problem is that we want to stay in a certain, small school district, and, preferably, within walking distance. It limits the choices, although we did see one last night we are kind of interested in.

[thedog]

Took the first step towards warding of impoverishment by the Gas Companies by buying a Honda Elite 80 moped to get around on.

Why drive something that gets 20 mpg (at 2.00 + per gallon) when I can go where I need to go @ 80 mpg?

AND ... it's lots of fun !!!

[naughtyangel]

oh yeah, and how could I forget my road trip this July? :D Travelling on this year's bonus check. Driving to PA, and meeting up with 6 online women & their babies from my parenting message board, plus one other online friend, on the way, plus getting to see more of the US than I have up to this point! Driving down through Maine, then NH, 3 days in NY, 3 days in PA, then driving home again :)

[IAKaraokeGirl]

Oops, I almost forgot. At some point in the semi-near future, kleclere and I are going to have to think about a minivan, too...we have five children between us. :D

[Irish]

thedog---It may sound stupid,coming from one that raced motorcycles.BE CAREFUL.From my over 45yrs,of riding experience,
I can tell you,they have VERY narrow wheels & get caught on everything.I rented a moped,in Bermuda,years ago,so I have
experience with them! Irish

[GingerV]

No houses until we're back in North America. NOT even a faint possibility in Oxfordshire. People here are crazy, completely crazy.

So, the biggest expense in our immediate future is a vacation in Rome/Florence at the end of the summer. I SO wish it were now.

[Irish]

Originally posted by GingerV
No houses until we're back in North America. NOT even a faint possibility in Oxfordshire. People here are crazy, completely crazy.

So, the biggest expense in our immediate future is a vacation in Rome/Florence at the end of the summer. I SO wish it were now.
GingerV---Now you know ONE of the reasons for the Revolutionary
War!And you thought that it was just separation of Church& State!:D Irish

[WildIrish]

Originally posted by Lilith
2 cars at one time...lol yes we are fucking nuts.



Yes Lilith...at least Mrs. WI and I waited two months to buy the second one!

<--- is nucking futs too, apparently.

[fzzy]

Lixy I know the interest rates are low, but 2 bedroom condos here are in the $300,000+ range ... and that's just a basic one, nothing overly special or big about them .... housing rates have been going up in double digit percentages each year for about the last 4 years now ... can't stay at such an elevated price and so I'm biding my time (not in any rush whatsoever) and saving as much as I can to make as large of a down payment as possible.

Irish ... I know about the time frame, figure if possible I'll try to do a 15 year loan.

thanks you guys for the various words of advice ... to me and others ..... and for all your ideas of what you're getting or want to get ... it's fun to read about your "dreams". :)

[musketeer]

Thinking about getting myself a laptop PC. I am planning to start a college course through work and I will probably need one. Well to be honest I have been wanting one for a while but couldn't justify buying one, if I get the authrisation form my manager to do the course I kind of have an excuse.

[Scarecrow]

new Jeep Liberty, Flame Red :D

[Gilly]

Originally posted by Scarecrow
new Jeep Liberty, Flame Red :D
My father-in-law is a complete sweepstakes junky, AND, he wins at the damn things. About a year ago exactly, he had his biggest prize to date delivered.

He won a jeep liberty, and he could customize it how he wanted, up to $24,000 (counting the cost of the jeep itself). He was able to get every option available, and still had about $700 left on the budget that didn't get used.


Lucky bastard. Wish I had that kind of luck. Most I've ever "won" is a $10 off coupon for a t-shirt company online. :rolleyes:

[Kissy]

Originally posted by Irish
P.S.You would be suprised at how much of your payment is interest!

This is the time of year that our taxes on our house come out of our escrow account and then we get a summary of our mortgage. We've lived here for about 2 1/2 years. We pay $630 a month on our mortgage. Guess how much equity we have in our home.....
$800!!!:rolleyes: I thought I understood that most of the money goes on interest, but I had no idea just how much does! :o

And I can't think of the last big purchase but I'm going to just make a guess that it was for the kids since that's about the only time we can rationalize spending very much! Well and we've been so broke for so long now! Lol

[Gilly]

Originally posted by Kissy
This is the time of year that our taxes on our house come out of our escrow account and then we get a summary of our mortgage. We've lived here for about 2 1/2 years. We pay $630 a month on our mortgage. Guess how much equity we have in our home.....
$800!!!:rolleyes: I thought I understood that most of the money goes on interest, but I had no idea just how much does! :o

And I can't think of the last big purchase but I'm going to just make a guess that it was for the kids since that's about the only time we can rationalize spending very much! Well and we've been so broke for so long now! Lol

All your monthly's go straight to interest. Check with the company on overpayment stipulations. Some loans say that overpayment goes to the interest, while others say it goes to principle, and still others say that it has to be at least X amount before it'll go over to principle.

If it allows you to, even $25-50 extra per payment will help bring the principle down a lot. Then, if you get bonuses or what not, make larger lump sums towards the principle.